Refinance Your Home Loan
Get a lower interest rate and save money every month. Apply Now.
Refinance to get a lower monthly payment or get money for repairs & upgrades.
Refinance your home loan to save money and get a better rate.
Easy Application
One simple application is all you have to fill out.
Get Prequalified
Be ready to make an offer when the time is right.
Alibel Mortgage specializes in finding the best home loan for you. Schedule a free consultation with a home loan specialist or apply now to get prequalified.
Refinance your home loan today and save money every month. Refinancing your current home loan with Alibel Mortgage can lower your monthly payment, get you money for repairs/upgrades, and more.
HARP 2.0 Refinance
HARP 2.0 is a refinance option for homeowners that are “underwater,” meaning they owe more on their home than their home is worth.
In order to be eligible for the HARP 2.0 refinance program, you must meet certain criteria. You must not have refinanced through the original HARP program. You need to be current on monthly mortgage payments with no late payments over 30 days due in a minimum of 6 months, and no more than one late payment in the previous 12 months. Your mortgage must be backed by Fannie Mae or Freddie Mac and must have been bought by either Fannie or Freddie before May 31st, 2009. Your loan to value (LTV%) must be at least 80%.
The purpose of HARP is to allow homeowners who owe more than the value of their home to obtain a more affordable and stable mortgage.
How we help you
Save thousands of dollars with a lower interest rate.
Alibel Mortgage simplifies the process of getting a new home loan or refinancing your current mortgage loan so you don’t have to stress about it. We have your best interests in mind at all times.
- We shop around for you for the best loans without having to waste your time.
- We work directly with lenders to make the process as simple and as fast as possible.
- You can start looking at houses with confidence after prequalifying with Alibel Mortgage.
Helping you buy a home or refinance is what we do