Refinance to get a lower monthly payment or get money for repairs & upgrades.
Refinance your home loan to save money and get a better rate.
One simple application is all you have to fill out.
Be ready to make an offer when the time is right.
Refinance your home loan today and save money every month. Refinancing your current home loan with Alibel Mortgage can lower your monthly payment, get you money for repairs/upgrades, and more.
HARP 2.0 Refinance
HARP 2.0 is a refinance option for homeowners that are “underwater,” meaning they owe more on their home than their home is worth.
In order to be eligible for the HARP 2.0 refinance program, you must meet certain criteria. You must not have refinanced through the original HARP program. You need to be current on monthly mortgage payments with no late payments over 30 days due in a minimum of 6 months, and no more than one late payment in the previous 12 months. Your mortgage must be backed by Fannie Mae or Freddie Mac and must have been bought by either Fannie or Freddie before May 31st, 2009. Your loan to value (LTV%) must be at least 80%.
The purpose of HARP is to allow homeowners who owe more than the value of their home to obtain a more affordable and stable mortgage.
How we help you
Save thousands of dollars with a lower interest rate.
Alibel Mortgage simplifies the process of getting a new home loan or refinancing your current mortgage loan so you don’t have to stress about it. We have your best interests in mind at all times.
- We shop around for you for the best loans without having to waste your time.
- We work directly with lenders to make the process as simple and as fast as possible.
- You can start looking at houses with confidence after prequalifying with Alibel Mortgage.
Helping you buy a home or refinance is what we do
Reviews for Alibel Mortgage
"Ashley exceeded my wife and I's expectations and made the entire mortgage process as easy and stress free as possible. I had been working with several lenders to secure a mortgage and Ashley was the obvious choice as she is professional and knowledgeable and makes the extra effort to take care of her clients. I used the VA loan, which I hear can be confusing like most government programs, but Ashley knew all the ins and outs of the VA loan. We ended up closing on time with a lower interest rate than expected and much lower than competitors. My wife and I couldn't be more satisfied. Do yourself and favor and let Ashley help you with your next home purchase."
– Joseph F.
"We just bought our first home thanks to Ashley! After we ran into some serious problems with our other lender just two business days before closing, we were referred to Ashley. I swear, she did more in 5 hours than our other lender did in the whole month we were with them. As an added bonus, she somehow got us a lower interest rate and closing costs than what we were offered with the other lender. Ashley is hardworking and was dedicated to making the home loan process as stress free as possible for us. Glad we had her on our team at the closing table."
– Karen W.
"Ashley was able to keep her fees low and found me the best rate available.. she found the lender that was right for me and was a stickler for detail. She was willing to go the extra mile by making trips to my house and followed all the way through and was at my closing to make sure everything went the right way. She stayed in touch the whole process and i never felt like i was forgotten about. She was available at all times and i could not ask for a more professional and better person to handle this loan for me. I will ask for her anytime i need something done."
– Ben S.